Wealth Management

Invest with Confidence and Peace of Mind

As important as a retirement plan is, the best-laid plans can be thrown out the window if you don’t have a solid investment management process. 

At Preservation Capital, we believe you should be able to invest your money with financial professionals who can react to any market condition quickly, so your mind is at ease, and you can spend your time doing what you love in life. 

You should be fully confident that you have an investment process and a team with a proven track record designed to avoid dramatic changes in the financial markets.

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“If you’re emotional about investment, you’re not going to do well. Be a disciplined rational investor.”
– Warren Buffet

  • PERFORMANCE 100% 100%

“Buy and hold is not an investment process. By and hold is a recipe to give back half or more of what you have earned over the last 5-10 years. Have a process and understand risk. You can make back money, but not time.”

– Michael Lebowitz CFA –

The process

  • “Buy and hold is not an investment process. By and hold is a recipe to give back half or more of what you have earned over the last 5-10 years. Have a process and understand risk. You can make back money, but not time.” – Michael Lebowitz CFA
  • “I cannot stress enough that in these days where financial markets are so extremely vulnerable that you have a proven wealth management process that protects your investment nest egg.” – Daryl Cooper
  • “Having a defined process in place means having less mystery in your portfolio – and less mystery means fewer surprises.” – Bart Chatterson

Investment Advisor Criteria

If you’re serious about shielding your financial assets, hiring an Investment Advisor who meets two fundamental criteria is essential: 

1. Work with an Experienced Investment Advisor:

This decision is crucial and could save you a lot. Daryl Cooper has been in the financial services industry since 1980 and has been an investment advisor for 27 years. He has been through two major stock market crashes and has the experience that is essential in understanding how to shield your wealth. Above all, find an advisor you can rely on so you can be relaxed, even if you’re on an off-the-grid vacation.

2. An Investment Process with an Exit Strategy: If your advisor doesn’t have one, you should ask why.

Our investment process eliminates guesswork and the emotional human element. It is systematic, unbiased, and reliable. I am an active and tactical Investment Advisor, not a passive buy-and-hold advisor.

Our Strategy: Solid Ground Portfolios (SGP)

Part One: Equity Action Call 

The first question is whether we should be in the market or not. Using a time-proven algorithmic philosophy, we can accurately determine this. Think of our indicators as a red light at a railway crossing. If the lights are flashing, we don’t want you crashing. Our investment philosophy helps us to avoid bear markets and profit from bull markets. 

Part Two: Analysis and Ranking

Once we have the green light to invest, our investment philosophy shows us the most profitable asset classes, the best geographical regions, and the top market sectors.

Part Three: Rules-Based Investing (RBI)

We obsessively monitor short-, medium-, and long-term aspects of your investment portfolio. Our investment philosophy directs us on when to reallocate from one region or sector to another for better performance, thus only investing in the best-performing sectors and avoiding the laggards. This is all based on algorithms tracking the strongest positions without any human emotion or crystal ball gazing/guesswork.

“A wise man builds his house on the rock, while a fool builds his house on sand”.

– Matthew 7:24-26

    The Majority of Advisors these days use the traditional Buy and Hold method. We follow rules:

    This three-step process guards against events like the 2001 dot-com bubble and the 2008 financial crisis, where people lost more than 50% of their nest egg, taking years to recover. Here’s why we use the RBI process versus the traditional and outdated buy-and-hold strategy: $1,000 invested in the S&P 500 in August 2000 wasn’t worth $1,000 again until February 2013.

    Do you have 12 and a half years to wait?

        The following graphic portfolio is hypothetical as it’s numbers have not been audited, however, since January of 2005 the founder of the algorithm, Bill Sherman, used these buy and sell signals and sold this technology to advisors like Daryl Cooper across North America. The numbers from January 2001 to December 2004 were back tested using his algorithm.  

        This is meant for illustration purposes only and is not meant to represent future returns.  This is why we also utilize and employ two other providers of algorithms that would be considered competitors to each other to back up our exit strategies. All three providers come to similar conclusions and Daryl has been using two of these three providers since 2009. All three providers deliver long  and medium term valuable and accurate equity action calls that give you the signal when to exit the stock market and when to re-enter, while two of them also have short and intermediate indicators that warn you to reduce equity holdings in case the markets get worse.

        Daryl has been through two major stock market crashes gaining experience only learned by going through the fires. “Simplicity is the most beautiful tool but it takes a road of experience to find it”.

        Less than 1.0% of Advisors in Canada go to the lengths of managing money like this which allows the advisor and the client to not require guessing by practicing Rules, not emotion! and Patience, not panic!   There is no other philosophy that we know of that provides such comfort to clients in times where the markets are so vulnerable.

        Below is the chart and performance numbers of the hypothetical example from the Sherman Portfolios mentioned above that shows the results from January 2001 to October 22, 2024

        It features two investors both investing $100,000.00 on January 1, 2001, into the S&P500 index.

        One investor, the blue line, uses the traditional Buy, Hold (and hope) process, riding out the ups of bull markets featured by the green background and the downs of the bear market recessions, featured by the pink. This person’s portfolio is worth $662,874.00 on October 22, 2024 a rise of 8.26%.

        The other investor is the gold line, and invests into a Fund that tracks the S&P500 index but followed the Buy and Sell signals generated by the Sherman Portfolios. Note that when we are in bull markets, green background, the two track each other almost identically. But our investment philosophy of Rules Based Investing following a time tested and proven algorithm reacts to major sell offs and stock market crashes and alerts us to sell out of our equities. During these times (pink background) we sell out of equities and for this illustration, sit in cash or short term government bonds to collect some interest. You will note the flat line during these recessionary periods. Preservation of capital is paramount in these times. This investor as of October 22, 2024 has $1,050,831.00, a 10.39% return, $387,597 more than the other investor using the Buy, Hold method.

        This process allows you to participate in good markets while avoiding large losses during recessions.

        Below the main chart is a chart called DRAWDOWN. This chart indicates the substantial losses of the S&P500 (blue)  verses the the Sherman Portfolios process (gold).

        Past performance is not indicative of future results, but is for illustration purposes only.

        “Simplicity is the most beautiful tool. But it takes a road of experience to find it.”

        We use the tools that make this so beautiful, and it is thanks to the blessings of experience of 40+ years that Daryl Cooper has and experienced having been through many crashes, that we have found the key to preserving capital in bad times and growing capital in good markets. The beauty is in the simplicity of simply following rules and not having to guess, or gaze into a crystal ball or make moves based on panic and emotion.

        Ready to take control of your financial future? Speak with one of our team members today to tailor a wealth management plan that suits your goals. Request a call now and start your journey towards financial well-being.

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